Intelligence gathered by major insurance companies demonstrates that just half a meter of floodwater penetrating a semi-detached modern home will cause between £15,000 and £30,000 of damage to the building alone. It also costs further £9,000 on average to repair or even replace personal belongings. It has now been revealed that the UK floods of 2006 cost insurance companies in excess of £2 billion.
The Home Check Flood Report suggests that 25% of UK homes are still unprepared for times of flooding. If you live in an area that has any risk of flooding it is essential you are prepared for the worst. Most people who have been in a devastating flood situation will tell you the importance of having sand bags available for when flood water rises. It is also extremely important that you protect your cavity and under-floor voids with products like Rytons DamRyt. Information on the DamRyt can be found at http://vents.co.uk/
Air brick covers are important as 50,000 litres can pass through an open air brick in just one hour. This can be devastating to personal belongs and the buildings themselves. Most people will have insurance to cover gizmos, gadgets and even the building repairs but no amount of insurance will ever bring back family photos and heirlooms.